Small Business Loans

Through a partnership with the Small Business Administration (SBA) Homestead Savings can help your business in many ways.

  • Thinking about starting a new business?
  • Need longer-term financing to keep your payment affordable?

Through an SBA guaranteed loan these options may be possible:

  • Owner-occupied commercial real estate financing up to 25 years
  • Equipment financing up to 10 years
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Commercial Real Estate

If you’re thinking about purchasing a new building, expanding your existing facility or simply want to refinance before interest rates start to rise, we can help make it happen for you.

  • Financing available up to 20 years

Equipment Financing

Is your business thinking about a new equipment purchase? If so, Homestead Savings Bank is here to help. We offer competitive rates and terms to get you the equipment you need with a payment you can afford.

  • Financing terms available up to 7 years

Agriculture Loans

If you are seeking to acquire farmland, day to day farm operating expenses, refinance and consolidate your current farm loans and debt, Homestead Savings Bank is here to help.

Line of Credit

A line of credit from Homestead Savings Bank gives your company the ability to purchase the materials you need now when working capital may be a little tight. By using your account receivables and inventory, Homestead Savings Bank could assist you with your business cash flow needs. We offer flexible repayment options that won’t strain your cash flow.