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Privacy Notice to our Customers
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand
what we do.
The Information We Collect
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in
Information We Disclose and Parties to Whom We Disclose
We will not share information about our customers or former customers to anyone, unless we are working to better provide you with
financial services or are required to do so by law or in response to a subpoena.
When Would We Share Information
We would share nonpublic personal information with affiliated parties, and with non-affiliated third parties who provide support for
financial services we provide. For example; check printing services, insurance products, credit reporting agencies, ATM service
providers, core data processing and other third parties necessary to provide customer service.
These affiliated third parties are only permitted to use your nonpublic information for uses specified by the bank or our affiliates or as
permitted by law.
Maintaining Accurate Account Information
Homestead Savings Bank strives to keep customer and account information secure, accurate, and current. If you believe any
information retained by the Bank is inaccurate or needs updating, please call us at (517) 629-5588. We will look into any of your
concerns and take appropriate actions quickly and in accordance to industry practices and applicable law.
Protecting Customer Information
Keeping your personal and financial information secure is one of our most important responsibilities. Our employees access information about
our customers only when it is necessary to maintain accounts and provide additional services.
We maintain physical, electronic, and procedural safeguards that comply with applicable federal regulation to guard your nonpublic information.
We value our customer relationships. We want you to understand how we utilize the information you provide and our commitment to ensuring
your personal privacy. If you have any questions or concerns regarding this policy please contact us at (517) 629-5588.
This Policy has been established and is given in accordance with applicable federal law. It is not intended and in no event shall it be deemed to
constitute an offer or agreement of any kind on our part or to impose any duty or obligation of any kind upon us except as and to the extent
expressly required by law.
We reserve the right to change this Policy at any time. We will inform you of any material changes as required by law.
If you are no longer a customer of Homestead Savings Bank, your nonpublic information may be retained and this Policy, as amended from
time to time, will continue to apply.
HSB Financial Services
HSB Service Corporation
HSB Development Co., L.L.C.
© Homestead Savings Bank 2014 | Member FDIC, Equal Housing Lender
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