Privacy notice to our customers.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The information we collect.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

– Social Security number and income

– Account balances and payment history

– Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

We will not share information about our customers or former customers to anyone unless we are working to better provide you with financial services or are required to do so by law or in response to a subpoena.

When would we share information.

We would share nonpublic personal information with affiliated parties, and with non-affiliated third parties who provide support for financial services we provide. For example; check printing services, insurance products, credit reporting agencies, ATM service providers, core data processing and other third parties necessary to provide customer service.

These affiliated third parties are only permitted to use your nonpublic information for uses specified by the bank or our affiliates or as permitted by law.

Maintaining Accurate Account Information

Homestead Savings Bank strives to keep the customer and accounts information secure, accurate, and current. If you believe any information retained by the Bank is inaccurate or needs updating, please call us at (517) 629-5588. We will look into any of your concerns and take appropriate actions quickly and in accordance with industry practices and applicable law.

Protecting Customer Information

Keeping your personal and financial information secure is one of our most important responsibilities. Our employees access information about our customers only when it is necessary to maintain accounts and provide additional services.

We maintain physical, electronic, and procedural safeguards that comply with applicable federal regulation to guard your nonpublic information.

Questions regarding our Privacy Policy

We value our customer relationships. We want you to understand how we utilize the information you provide and our commitment to ensuring your personal privacy. If you have any questions or concerns regarding this policy please contact us at (517) 629-5588.

This Policy has been established and is given in accordance with applicable federal law. It is not intended and in no event shall it be deemed to constitute an offer or agreement of any kind on our part or to impose any duty or obligation of any kind upon us except as and to the extent expressly required by law.

We reserve the right to change this Policy at any time. We will inform you of any material changes as required by law.

If you are no longer a customer of Homestead Savings Bank, your nonpublic information may be retained and this Policy, as amended from time to time, will continue to apply.