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Residential Mortgage Loans
Whether you’re looking to buy a new home, refinance your current home to lower your monthly mortgage payment or consolidate your debts and receive additional cash, we have several options available to you.
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© Homestead Savings Bank 2014 | Member FDIC, Equal Housing Lender
We have a variety of products
with terms ranging from 10 – 30
year amortization
Some loan types require as little as 3% down

Fixed Rate & Adjustable Rate Mortgage
Construction Loan
USDA Rural Development
FHA & VA Loans
MSHDA loan
Home Equity Loans
Step Forward Mortgage Assistance - a forgivable loan program that can help catch you up on delinquent payments and taxes
• As little of 3.5% down
• FHA refinances
• Great for first time home buyers
• 0% down payment options
Single closing construction with interest only payments while you’re new home is being constructed
Allows you to take cash out to help with home improvements, debt consolidation, or any other financial needs
Payments are based on the product selected
Home Equity Loan products are: Term
.........................................................Balloon
.........................................................Line of Credit